Your age, location, and driving history are some of the main factors used by car insurance companies to calculate your rate. However, the type of vehicle you have can also be more or less expensive to insure than others. If your car is loaded with safety features and is less likely to get stolen, you’ll probably qualify for a lower rate. Here’s a closer look at the most affordable used vehicles to insure:

Honda CR-V

This vehicle is one of the most highly-rated vehicles by Edmunds across all categories and boasts plenty of extra safety features that could help keep insurance rates affordable. The Honda CR-V is designed with power locks and windows and security features including a backup camera, front and rear head curtain air bags, side air bags, and power steering. It’s a fuel-efficient SUV that’s become a popular choice in small crossovers in recent years. According to Insure.com, the average annual premium for the Honda CR-V is $1,170.

Jeep Cherokee

If you’re looking for fun and function in small SUVs, the Jeep Cherokee Sport may be your best bet. It boasts off-road capabilities you won’t find in your average crossover and provides plenty of room for long road trips. Electronic stability control makes it easier to handle than other bigger vehicles and it’s equipped with dual air bags in the front and rear. It also has knee air bags for an extra layer of support. According to Insure.com, the average annual premium for a Jeep Cherokee Sport is $1,188.

Nissan Frontier

If you’re in the market for a pickup truck and are on a budget, make sure you choose a midsize vehicle that won’t cost too much to insure. The Nissan Frontier fits the bill, offering a solid ride designed with power steering and safety features including head curtain and side air bags. It’s a five-speed automatic, so it’s relatively easy to maintain and the four-wheel ABS and vehicle dynamic control system will keep you on the road. According to Insure.com, the average annual premium for the Nissan Frontier S is $1,126.

Subaru Outback

A family-friendly wagon may be your best bet for a crossover SUV — especially if you’re planning lots of road trips or will be on the road more often than not. The Subaru Outback boasts a high reliability rating by Edmunds, which means insurance isn’t as high as other crossovers. The vehicle is designed with traction control and vehicle dynamic control for better handling. It also has a built-in anti-theft system, keyless entry, fog lights to help with visibility on darker days, and a backup camera. According to Insure.com, the average annual premium for the Subaru Outback is $1,187.

Mazda CX-3

Another crossover that’s more affordable to insure, the Mazda CX-3 boasts great fuel economy and smooth maneuverability. It’s designed with several modern conveniences and safety features like a rearview camera, voice controls, LED foglights and taillights, and antilock brakes. It also has stability and traction control for better handling in inclement weather and features front side and side curtain airbags. According to Insure.com, the average annual premium for the Mazda CX-3 is $1,204.

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