A service contract will not necessarily cover all forms of potential damage to your vehicle. In fact, it usually won’t. If your car needs repairs that are not covered by the contract, you’ll be paying out of pocket unless the cost is covered by your car insurance.
There are numerous pros and cons to vehicle service contracts that you should consider before you make a final decision. In the end, the answer may be different for two vehicle owners because there are a number of considerations at play.